Eldo C RafaelBest Investment Picks during the PandemicThanks to the Covid-19 pandemic that impacted all aspects of life and business, investors had to think long and hard about their portfolio…5 min read·Dec 28, 2020----
Eldo C RafaelEmergency Fund: Key to Surviving the PandemicIn the face of the global Covid-19 outbreak, many experienced financial crises due to lagging income, decreasing wages, or worse, layoffs…3 min read·Dec 28, 2020----
Eldo C RafaelStages of Financial PlanningNine months has passed since the pandemic hits us. It has tested all living aspects in our society be it in terms of mental, health, work…3 min read·Dec 28, 2020----
Eldo C RafaelParents are Important Part of Sex EducationParents are the most important sex educators for their children. It can be tough to talk about sex with your children. However, the need…2 min read·Jan 27, 2020----
Eldo C RafaelIndonesia Censorship Threaten DemocracyAfter the Suharto Era was over, the Indonesian people enjoyed freedom of expression. But now this freedom is threatened by a variety of…4 min read·Jan 22, 2020----
Eldo C RafaelEducational Discipline in IndonesiaIn the Independence era, Indonesia citizens followed Dutch discipline culture. It was because Indonesia still in early age as a country…2 min read·Jan 9, 2020----